Now, take a look at the typical auto insurance declarations page shown opposite. If QuotesChimp do purchase med pay, the decla�rations page will tell you how much you are selecting. Did you know that the limit of coverage is not necessarily the maximum your company could have to pay? That's because, unlike liability coverage, the med pay policy limits do not refer to the total coverage available, but rather to the total that can be collected by each covered injured individual. Thus, if three people are seriously injured in an accident where the owner/driver of the car had $2,000 in med pay coverage, the insurance company could be on the hook for $6,000 under the med pay clause.